Why choose Harmon Insurance Brokerage for your Medicare Supplement Insurance needs?
You're 65 and you qualify for Medicare insurance coverage. Now you need to complete your protection by purchasing the right Medicare supplements insurance to cover all the items that Medicare won't.
There are specific limits or gaps in the Medicare A or B insurance so as to limit the expense to the government. With supplemental Medicare insurance policy, you can fill in your coverage so that you are fully protected.
Worried about the costs? You shouldn't be. Supplemental Medicare insurance is extremely common and competitive so that the price is inexpensive compared to the benefits it provides.
If you want true piece of mind when you walk into a doctor's office to know that you will have no out-of-pocket expenses, you need what is referred to as Medicare gap insurance.
You might think that Medicare will cover all of your medical expenses but the reality is that there are strict limits on the type of treatments and medicines that the government will pay.
With Medicare supplements insurance, you can choose your own doctor and to let your medical needs dictate the treatment you get.
2 Reasons to Get Started Right Away!
Medicare supplemental insurance (Medigap) is a great way to protect yourself from major medical expenses.
Medigap policies help pay some of the health care costs ("gaps") that Original Medicare doesn't cover (like co-payments, coinsurance, and deductibles). If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. Every Medigap policy must follow Federal and state laws designed to protect you and the policy must be clearly identified as "Medicare Supplement Insurance." Medigap insurance companies in most states can only sell you a "standardized" Medigap policy identified by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies.